See where your money is and where it's going. Worthberry brings your budgets, spending, retirement savings, investments and goals together, and adds it all up into one net worth.
Live in New Zealand, and coming to more countries. Free during the private beta.
An example, not real data. Worthberry adds up everything you own and owe like this, and keeps it current.
Budget for the fortnight, see what you're spending on, keep an eye on your retirement savings and investments, and plan for what's next. From the coffee on your card to the savings you'll retire on.
Banks, retirement savings, shares, crypto and your home on one side, loans and cards on the other. Link what you can and add the rest in seconds.
Every transaction lands in a category on its own, using names you'll recognise from your statement.
Automatic categories are on Sprout and up. On the free plan, Worthberry remembers the categories you choose for each merchant.
Paid fortnightly? Your budgets can be too. Each one resets weekly, fortnightly on your payday, or monthly.
A house deposit, a trip, a car or something only you know about. Worthberry forecasts the month you'll reach it from how you actually save.
Seedling includes 1 goal, Sprout 3, and Ripe and Harvest as many as you like.
On track: around August 2027, ahead of September 2027.
At $1,500 a month, you'll get there around June 2030.
Instead of another chart to read, a few lines that tell you what's different this month and what's coming up.
The insights visual is on Ripe and Harvest.
$412 last month against your usual $230.
Usually about $186, from Bills.
Up $31,200 since April.
Choose from 18 visuals, size them how you like, and keep separate dashboards for different jobs.
Everything you've invested, wherever it sits, valued and counted in your net worth.
Investments, retirement savings and crypto are on Ripe and Harvest, synced wherever they can be.
Across 4 holdings, biggest first.
Example figures. See every feature in detail
Start free and track it all by hand. Upgrade when you want your banks synced, spending sorted and goals forecast.
Know where your money goes, and budget for it.
Goals, insights and everything synced.
For households who want it all.
Free for good, with ads from our partners.
Depending on your country, the prices will be different. Free for everyone during the private beta. Compare every plan.
Worthberry is live in New Zealand, with bank sync. Everywhere else, join the waitlist and we'll invite you in: every plan works, with bank sync coming soon.
Link your bank where open banking is available, or import a statement. It's read-only, and you can disconnect any time.
Your net worth, budgets and goals in one place you'll actually want to open.
Our blog, guides to getting the most out of the app, and help with linking your bank.
The ones we hear most.
It's free during the private beta. After launch, Seedling stays free with ads, and Sprout, Ripe and Harvest are paid plans, with one month free when you pay yearly. Depending on your country, the prices will be different. Nobody is charged without agreeing to it. See pricing.
That depends on your country. Worthberry is live in New Zealand: the New Zealand FAQ covers its banks, security and prices. Everywhere else, bank sync is coming soon. Join the waitlist and we'll tell you when it reaches you.
Yes. Every plan, from Seedling to Harvest, works wherever you live, priced in your own currency. Bank sync is live in New Zealand and coming soon to more countries: until it reaches you, add your accounts by hand or import a statement from your bank. Choose your country when you join the waitlist, and we'll invite you in. See what it's like in New Zealand, Australia, the UK, the US or everywhere else.
During the private beta you get everything Worthberry does, free. When it ends, you choose a plan and keep the features that plan includes. If you don't choose one, you move to Seedling, our free plan. Nothing you've added is deleted: anything your plan doesn't include, like bank sync, property, retirement savings, investments or crypto on Seedling, is hidden with a prompt to upgrade, and comes back if you do. We'll give you at least 30 days' notice before any charges start.
No. Worthberry shows information about your money so you can understand it. It doesn't recommend what to do. For advice, talk to a licensed financial adviser.
Worthberry works in any browser and adds to your phone's home screen like an app. App Store and Google Play versions come after the beta.
More questions? See all the answers or email hello@worthberry.co.
Worthberry is live in New Zealand and coming to more countries.